MORTGAGE IN TURKEY
\nHow to get a Mortgage from DenizBank?<\/p>\n
Please bring all the required information to the nearest branch of your new house. Together with the branch you will discuss all the conditions and benefits of the loan
\nAfter your approval we will complete the application form and start the application procedure
\nThe bank will send a appraiser to you house to value your property
\nMaximum 5 working days later the branch will inform you about the offering that we can do to you
\nYou will be handed out the pre term sheet that you can use as our written promise to you
\nAfter presenting the pre term sheet to you, you are asked to sign the pre term sheet and pay the commitment fee
\nAfter signing a period of maximum four months starts to arrange:
\nDASK: (nature disaster insurance)
\nHouse insurance; \u0130skan Ruhsati (house permission)
\nApproval of the ministry of Defense (Savunma Bakanli\u011fi)
\nTax number and opening a demand deposit account
\nAfter collection of all the documents mentioned above the bank will give its final approval will make an appointment to pay out the loan and put the mortgage on the title deed at the Tapu office
\nOff Plan Mortgages<\/p>\n
DenizBank makes deals with project developers to finance uncompleted houses in a project. Sometimes DenizBank gives loans before completion of the house or gives you upfront the commitment that DenizBank will pay out a loan after completion at upfront agreed conditions. Go to you nearest branch to ask for our current joint promotion with develops and ask for the special conditions.<\/p>\n
MATURITY RATES
\nEURO USD GBP
\n3 0,65% 0,65% 0,65%
\n6 0,65% 0,65% 0,65%
\n9 0,65% 0,65% 0,65%
\n12 0,65% 0,65% 0,65%
\n18 0,65% 0,65% 0,65%
\n24 0,65% 0,65% 0,65%
\n36 0,65% 0,65% 0,65%
\n48 0,65% 0,65% 0,65%
\n60 0,65% 0,65% 0,65%
\n72 0,65% 0,65% 0,65%
\n84 0,65% 0,65% 0,65%
\n96 0,65% 0,65% 0,65%
\n108 0,65% 0,65% 0,65%
\n120 0,65% 0,65% 0,65%<\/p>\n
Documents To Be Provided<\/p>\n
Turkish Tax Number
\nBank Account
\nAppraisal Report (\u20ac300)
\nApplication Form
\nPassport Copy
\nCopy of Residential Permit
\nCredit Bureau Record from Home Country
\nCopy of Utility Bill from Home Country
\nProof of Income<\/p>\n
Preferences<\/p>\n
Available in New Turkish Lira, Euro, Dollar, GB Pounds.
\nMaximum loan term of 10 years.
\nMaximum loan \u2013to-value (LTV) ratio of 60% of the appraised value.
\nMaximum loan amount of 500,000 YTL or equivalent foreign currencies
\nLife insurance, personal house insurance and natural disaster insurance will be requested<\/p>","protected":false},"excerpt":{"rendered":"
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